Washington University/B-JH/SLCH Consortium Program

Employer-paid at no charge: basic life at 1x salary, basic AD&D at 1x salary, long-term disability (60% to $3,000/mo). Medical via UnitedHealthcare (~80% employer-paid; EPO or Basic PPO; J-1 visa holders EPO only); prescription coverage via Express Scripts included with medical. Dental (Delta Dental, from ~$7.37/mo) and vision (VSP, from ~$1.42/mo) offered employee-paid. 403(b) with automatic 2% university contribution, immediately vested. PSLF enrollment support through Savi. Employee Assistance Program (GuidanceResources): confidential 24/7, five free counseling sessions per issue annually. Emergency/backup family care through Bright Horizons. WashU Direct program: reduced copays with WashU Medicine physicians; WUCare priority primary care. Group variable universal life option (1X–7X).